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Payroll Payments as a Service / MYND Treasury

Payroll doesn't end when it's calculated. It ends the moment your people are paid.

Most providers hand you a file that says "net pay ready" and stop. We run the last mile: collecting your funds, converting currency, disbursing net salaries and depositing every statutory contribution across 50+ countries. You keep funding approval, the audit trail and final sign-off.

  • 50+countries served
  • 99%payroll accuracy
  • +0.5%FX above mid-market
How we start We run one country and one pay cycle in parallel with your bank before we touch a live payment. You see the same result twice before we release money once. No rip-and-replace, no big-bang cutover.

How can we help you today?

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/By the numbers

Payments you can account for.

These are MYND's numbers, not this page's. They are the same figures the homepage runs on, and we report the payment ones back to you each cycle in your dashboard. Nothing here is set higher than what we can show you.

0+
Countries paid
domestic and cross-border
0%
Payroll accuracy
measured every cycle
~40%
Lower cost
typical when we own the run
20M+
Transactions a year
across MYND operations
$20B+
Throughput a year
processed across MYND
0+
Enterprise clients
across 30+ industries
0+
Professionals
finance, treasury, compliance
0+
Years
running other companies' back-offices
01The hidden challenge

Vendors stop at "net pay ready". The execution still lives with you.

Calculating payroll is the part everyone outsources. Paying it is the part that quietly stays behind. The moment the run is approved, the hard, deadline-bound work lands back on your finance team.

Once "net pay ready" lands, someone in-house has to actually move the money, in every country, before every cut-off, without a single error that reaches an employee's account.

That is the last mile: many banks, many formats, many statutory windows, and manual reconciliation against every confirmation. It is slow, it is risky, and it is the part a calculation platform was never built to carry.

Multi-bank disbursementStatutory lodgementsLocal cut-off windows Cross-border FXManual reconciliation

FX leakage you never see

Move money across borders to pay people and the exchange rate quietly does the taking. The markup is folded into the rate, so it never shows up as a line you can question.

2-4%
typical hidden bank FX markup; global providers often add 1 to 2%

Global scale, local control lost

Every new country adds its own banking formats, cut-off times and approval windows. Non-specialist teams end up chasing rules and time zones instead of running the business.

File formatsCut-off timesLocal rulesTime zones

Too many eyes on salary data

When payments run in-house, finance receives bank files with employee-level pay for every role and level. Sensitive compensation data becomes visible far wider than it should.

Finance should hold one number to fund, not everyone's salary.
02The MYND solution

One partner, from funds to final rupee.

We close the gap between "calculated" and "paid". MYND collects the funds, converts the currency, disburses the salaries and deposits the statutory dues, as one accountable service, in every location you operate.

Compare it to the last view. The same five stages, but four of them move to one accountable partner, and the handoffs between HR, finance and local banks disappear.

You still own the run and the release. We own the mechanics: the pooled funding, the FX, the disbursement and the deposits, with a single point of accountability from calculation through settlement.

Transparent FX, real savings

Our fully-managed FX runs at 0.5% above the mid-market rate, and we show the saving against your previous cost as an explicit line, rather than folding it into the exchange the way a 2 to 4% bank spread does.

One global engine

Stop running dozens of local accounts. We handle the cut-off times, banking formats and regulatory requirements, so your local sales and operations teams never touch a specialist finance process. One window for every payment.

Confidential by design

Your finance team receives only the total to fund, never employee-level pay. Compensation data stays restricted, and MYND carries the banking relationships and the operational risk that used to sit inside your team.

Compliance executed, not chased

We make both the employee payments and the mandatory contributions to government and regulatory bodies, on each jurisdiction's own deadline, so statutory remittances are done rather than tracked, and penalty risk drops with them.

03Transparent FX

The rate you get is the rate we show you.

Cross-border payroll leaks most where you can see it least: the exchange rate. We price FX in the open, at 0.5% above the mid-market rate, and show the saving as a line you can check, not a spread you have to trust.

A bank typically folds 2 to 4% into the exchange rate. A global provider often adds 1 to 2%. None of it appears as a fee, so it never gets questioned.

At payroll volume, that spread is real money leaving every cycle. We replace it with one clear rate and an explicit statement of what you saved against your previous cost, so treasury can defend the number to the board.

0.5% above mid-marketSaving shown explicitlyNo hidden spread One managed FX account
04What we execute

Four jobs, one accountable owner.

MYND's treasury and payroll teams run salary and statutory payment execution across the full global payroll cycle: aggregation, conversion, disbursement, remittance, reconciliation and reporting.

Employee pay and government dues are two different disciplines. We run both, so the deposit that keeps you compliant happens on the same schedule as the salary that keeps your people paid.

Every filing is timed to its own jurisdiction's deadline, reconciled against the funds moved, and captured in an audit trail you can hand to an auditor without preparing anything first.

01
Net salary paymentsEmployee disbursement

Direct salary payments to employees across every operating location, regardless of the local banking infrastructure, on domestic or cross-border rails.

Domestic railsCross-borderAny banking system
02
Statutory lodgementsFilings with authorities

Timely filing of payroll-related obligations with local authorities, including taxes, social contributions and the regulatory returns each jurisdiction requires.

Tax withholdingsSocial contributionsRegulatory returns
03
Statutory dues paymentsRemittance to government

End-to-end remittance of statutory amounts to government bodies, including provident-fund deposits such as PF and ESI where they apply, so compliance is executed in every jurisdiction.

PF & ESI where applicableEmployer duesPer jurisdiction
04
Aggregation & reconciliationThe connective layer

Fund aggregation, FX conversion, multi-rail routing, reconciliation and reporting, so calculations, payments and confirmations always line up.

Fund poolingFXMulti-rail routingReconciliation
05Funding models

Fund it locally or centrally. We execute either.

Whether the money starts in a local entity or in central treasury, MYND runs the payment through a model that removes the banking complexity and the hidden cost. You choose how to fund; we handle how it moves.

Two funding paths, one execution layer, one point of accountability. Add a new market without opening an in-country bank account or standing up a local finance process first.

Local sales and operations teams keep doing their jobs. The cut-offs, the formats and the currency all sit with us, under a single vendor relationship rather than a dozen.

Domestic payments

Local entity, local bank, paid by MYND

Local entity → local bank → MYND → employees

  • Single-vendor coverage across 50+ countries
  • A fully licensed domestic payment network
  • Deep local knowledge of payment types and formats
  • A proven track record across APAC and the Middle East
International payments

Central treasury, converted and paid worldwide

HQ / treasury → FX → MYND → global payees

  • An account fully managed by MYND
  • Regular reporting and transparent audit trails
  • Full visibility of fund movement at every step
  • A fully-managed FX solution at 0.5% above mid-market
+0.5%
FX above the mid-market rate
100%
of fund movement traceable
1
vendor, one point of accountability
50+
countries, domestic and cross-border
06You stay in control

You keep the judgment. We take the mechanics.

Handing over payment execution should reduce your exposure, not widen it. So we take the work and the operational risk, and leave every decision that matters exactly where it belongs, with you.

Today, running payments in-house means finance sees a bank file with everyone's pay. With MYND, finance receives a single total to fund. The rest stays restricted, and the confidentiality risk goes with it.

You keep funding approval, payment-release rights, materiality thresholds and final sign-off on board-facing numbers. We operate inside your controls, not around them, and we take on the banking relationships and the operational liability that used to be yours to carry.

You approve the fundingYou release paymentYou keep sign-offWe carry the banking risk
07Infrastructure & security

Built for speed, reliability and security.

Our payment infrastructure is built for HR payables. It routes each payment dynamically across multiple banking and real-time rails, so setup is faster and execution is efficient across every country.

An API-first orchestration layer with multi-rail routing connects to the systems you already run, and picks the right rail for each payment, including real-time options such as UPI where they exist.

Every payment is logged, reconciled and visible across its full lifecycle, so you get real-time status and a complete audit trail rather than a spreadsheet reconstructed after the fact.

01

Advanced payment rails

We use current real-time payment rails, including UPI, opening the potential for rapid or even same-day payroll processing where the local rails allow it.

02

API-first architecture

An API-first payment orchestration layer with multi-rail routing integrates with your existing systems, so payment data flows without re-keying.

03

Security and auditability

Full visibility and control across the payment lifecycle, through comprehensive audit trails and real-time dashboards, with encryption, role-based access and MFA throughout.

ISO 27001

Information security management for how your payment data is handled.

ISO 27701

Privacy information management for personal and compensation data.

SOC 1 Type 2

Controls over financial reporting, tested over time.

SOC 2 Type 2

Security, availability and confidentiality, tested over time.

Also DPDP aligned 256-bit encryption Role-based access & MFA Scope & status verifiable in the Trust Center

08Who it's for

Built for the moments payments get hard.

Some situations turn payment execution from routine into risk. These are the ones where owning the last mile pays for itself, and where we tailor the model to your reality.

Fast-growing, multi-country companies

Expanding into new markets without local bank accounts or finance teams? Standing up accounts, rails and compliance in 2, 5 or 10 countries slows the whole move down.

Centralized funding, global payoutNo in-country account to go liveFormats & cut-offs handled centrally

High confidentiality requirements

Where compensation data is sensitive, in tech, BFSI, startups and family-run firms, internal visibility is itself a risk. Salary data has to stay tightly held.

No employee-level visibility internallyAggregate funding for financeTight access controls & audit trails

M&A or structural change

During mergers, splits or reorganizations, payment execution fragments fast, often exactly when continuity matters most to the people being paid.

Models that adapt to entity changeCentral movement across old & new entitiesStatutory stays on time in transition

Blue-collar and distributed workforces

Manufacturing, logistics, retail and facility management: thousands paid accurately and on time across sites, shift patterns, minimum-wage rules and weekly or fortnightly cycles.

Bulk payment orchestrationFaster domestic railsException handling at volume
09FAQ

The questions treasury and HR actually ask.

Straight answers on scope, control, FX and data, the things a rep would otherwise have to walk you through.

Explore MYND Payroll

What does Payroll Payments as a Service actually mean?

It means MYND owns the last mile of payroll. We collect the funds, convert currency where needed, disburse net salaries to your employees and deposit every statutory contribution on time, with reconciliation and a complete audit trail on every payment. Your payroll calculation and your sign-off stay exactly where they are.

Can MYND work alongside our existing payroll provider?

Yes. MYND takes over payment execution without disturbing how your payroll is calculated. We integrate with your current payroll systems and run the disbursement and statutory layer, so you keep your existing calculation workflow and gain a single accountable partner for the payments.

How does MYND reduce FX cost compared with a bank?

Our fully-managed FX runs at 0.5% above the mid-market rate, and we show the saving against your previous cost explicitly. Bank exchange spreads typically carry a 2 to 4 percent markup and global providers 1 to 2 percent, most of it hidden inside the rate. We make the rate visible instead.

How many countries can MYND cover?

MYND executes salary and statutory payments across 50+ countries under one contract and one point of contact, spanning both domestic and cross-border funding models.

Which statutory payments does MYND handle?

We execute payroll-related statutory remittances, including tax withholdings, social contributions and provident-fund deposits such as PF and ESI where they apply, and we file the associated statutory lodgements per jurisdiction on each country's own deadline.

How is sensitive payroll data protected?

Your finance team receives only the total funding figure, never employee-level salary detail, so compensation data stays restricted. We encrypt data in transit and at rest, enforce role-based access and MFA, and keep a complete audit trail. Our certifications are verifiable in the Trust Center.

Do we keep control of payment approvals?

Yes. Funding approval, payment-release rights and final sign-off stay in-house. We prepare, convert, disburse and reconcile every payment and surface any exception for your decision, operating inside your controls rather than around them.

10 Let's talk

Start with one country, one pay cycle.

Tell us one country and one pay cycle you would like to hand over. We will run a free diagnostic, show you where the FX, accuracy and cost gaps are, and prove it on a parallel run before we release a single live payment.

Explore MYND Payroll

OfficeReach Comercia Corporate Tower, 3rd Floor, Sector-68, Sohna Road, Gurugram, Haryana 122101
DeliveryIndia · Malaysia · UAE & the Middle East · Singapore
HoursMonday to Friday, 9:30am to 6:30pm IST
11 Get started

Stop calculating payroll. Start completing it.

Join 1,000+ enterprises that trust MYND with their finance, payroll and compliance operations. Hand over the last mile, and give your team back the cycle, with funding approval and sign-off still firmly in your hands.

Payroll Payments | MYND Integrated Solutions